Fed Pause or Pivot?

The Federal Reserve has raised rates 5% since March of 2022, finally pausing in June 2023 Federal Open Market Committee meeting. This has been a consistent cycle with increases at each meeting including two 50bps and four 75bps hikes. The main question for everyone is which direction the Fed will go next. FOMC officials continue to expect further rate hikes, […]

The Art of the Gift Card Deal

Can you make money buying gift cards online? In this example, the answer was absolutely. However, the method is not always this profitable. This post will detail an experiment I conducted earlier this year. Recently. I have grown increasingly interested in the world of credit card points. The concept of saving money via earning points or cash back on spending […]